Audacity Capital Review
Audacity Capital is one of the oldest names in retail prop trading, with a generous 15% drawdown on its Ability Challenge. Its reputation in 2026 is clouded by a Trustpilot fake-review warning and payout complaints.
In this guide 7 sections
Our Audacity Capital review covers a firm that predates the prop-challenge boom by nearly a decade. Founded in London in 2012 and now run from Dubai Silicon Oasis under chief executive Karim Yousfi, it was offering funded accounts long before most of today’s competitors existed. Longevity counts for something, but in 2026 the company also faces serious questions about how it handles reviews and withdrawals.
Corporate Setup
The brand now trades as AudaCity Capital. Its trading entity, AudaCity Global LTD, is registered on the island of Anjouan in the Comoros, with AudaCity International FZCO in Dubai and a Cyprus company handling payments. An Anjouan registration is a light-touch offshore arrangement, not oversight comparable to the UK FCA, and the challenge business itself is effectively unregulated. The firm says it has paid more than $250 million to traders in 140 countries, a self-reported figure we could not verify independently.
Three Ways In
Ability Challenge
The flagship two-step evaluation asks for 10% in phase one and 5% in phase two, with a minimum of four trading days per phase and no deadline. Its standout feature is risk room: phase one allows a 7.5% daily loss and a 15% overall drawdown, tightening to 5% and 10% in phase two and on the live account. Published prices are $49 for $5K, $79 for $10K, $195 for $25K, $329 for $50K, $549 for $100K and $1,049 for $200K, with promo codes often cutting these by around 25%.
Ability One
Launched in October 2025, this one-step route requires a 10% gain within a 3% daily and 6% overall limit. Third-party listings show prices from $69 for $5K to $699 for a $120K account.
Funded Trader Programme
The original Audacity product skips the evaluation in favour of an application and interview. It costs more, from about $119 for $5K up to $1,299 for $50K, pays a smaller 50% to 60% split, and the fee is not refundable.
Rules Worth Understanding
Overall drawdown is measured from the starting balance and does not trail, which is friendly to traders who build a cushion. The daily limit is trickier: it resets at server rollover from the higher of balance or equity, so a large floating profit at midnight raises the bar for the next day. News trading, weekend holding, expert advisors and copy trading are permitted under the current guidelines, but cross-account hedging is banned, accounts idle for six months are closed, and the risk team keeps discretion to review strategies at the pass and payout stages.
Payouts and Reputation
Live traders can withdraw every 14 days, with the first request available two weeks after the first funded trade. The split starts at 75%, moves to 85% for traders who withdraw more than 10% within 30 days, and reaches 90% after the account has been doubled twice. Scaling doubles the balance after three consecutive months of at least 2.5% profit, provided a withdrawal has been taken.
The concern is reputational. As of late 2026, Trustpilot shows a warning on the Audacity profile, withholds its score and states that it removed fake reviews. Among the remaining reviews, roughly a third are one-star, many describing withheld payouts, contested breaches or KYC rejections. Some of those complaints read as second-hand and repetitive, so they should be weighed carefully, yet the volume is notable for a firm of this age.
Our Take
Audacity Capital still offers one of the most forgiving drawdown structures in the market and has a genuine track record. Against that sit a below-average base split, a limited choice of MT5 and DXtrade, inconsistencies in its published materials and an unresolved trust problem. It best suits patient swing traders who value wide limits and are willing to start with a small account to test the payout process themselves.
Funded-trader programmes involve real financial risk, and an evaluation fee should be treated as money you may not recover.
Audacity Capital FAQ
How much is the Audacity Capital Ability Challenge?
What drawdown does Audacity Capital allow?
What profit split does Audacity Capital pay?
Why is Audacity Capital's Trustpilot rating hidden?
Is Audacity Capital regulated?
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Summary
Audacity Capital (styled AudaCity Capital) has run funded-trader programmes since 2012, originally from London and now from Dubai. Its two-step Ability Challenge offers a 10%/5% target with an unusually wide 15% drawdown in phase one, alongside a one-step model and an interview-based Funded Trader Programme. Splits run from 75% to 90%.
Challenge Plans
| Name | Price | Notes |
|---|---|---|
| Ability Challenge $5K | $49 | 10%/5% targets, 7.5%/5% daily, 15%/10% max DD |
| Ability Challenge $25K | $195 | Two-step, no time limit, refundable fee |
| Ability Challenge $100K | $549 | Two-step, 75%-90% split |
| Ability Challenge $200K | $1,049 | Two-step, largest Ability size |
| Ability One $50K | $399 | One-step, 10% target, 3% daily, 6% max DD |
| Funded Trader Programme $10K | $279 | Instant funding after application, 50%-60% split, non-refundable |
Pros
- Long operating history dating to 2012
- Wide 15% max drawdown and 7.5% daily limit in Phase 1
- No time limits and no consistency rule under current guidelines
- Fee refund on Ability programmes and a defined scaling path
Cons
- Trustpilot withholds rating after removing fake reviews
- Recurring payout and KYC-related complaints
- Base split of 75% is below the industry norm
- Only MT5 and DXtrade
- some published rules and prices conflict
Risk warning: Trading forex and CFDs on margin carries a high level of risk. Bonus terms are set by each broker and may change; always check the broker's official terms before claiming.