Fintokei Review
Fintokei is a broker-backed prop firm from Brno, Czech Republic, part of Purple Group, offering three challenge styles with accounts up to $400K and payouts every 14 days.
In this guide 8 sections
Most prop firms rent a broker. Fintokei belongs to one. This Fintokei review looks at a firm whose biggest differentiator is its parentage: it is part of Purple Group, the Czech fintech holding behind broker Purple Trading, which gives it a different risk profile from the many anonymous start-ups in the sector.
From Tokyo to Brno
Fintokei first launched in Japan, a market that reportedly generated around three quarters of its early business, before expanding globally. Today it operates through Fintokei a.s. at Masarykova in Brno, Czech Republic. Co-founder David Varga is chief executive and also sits on the Purple Trading board. Sources give different years for incorporation, ranging from 2022 to 2023, so we leave the date open. Purple Group has been active since 2011, and its Seychelles brokerage entity supplies execution. The prop firm itself is not licensed, so challenge fees and simulated accounts sit outside investor protection schemes.
Three Challenge Philosophies
ProTrader: the classic route
Two phases with 8% and 6% targets, a 5% equity-based daily limit and a 10% static maximum. You need three profitable days per phase, but there is no deadline. Account sizes stretch from $10K ($99) through $50K ($319) and $100K ($529) to $400K ($2,399), one of the larger starting balances available anywhere. The split is 80% and the fee is refunded with your first payout. A Swing variant uses a balance-based daily limit for those holding through sessions.
SwiftTrader: one step, full profits
A single 10% target with tighter limits: 3% daily and 6% overall, plus five minimum trading days. In return, funded traders keep 100% of profits. Prices run from $119 for $10K to $1,299 for $200K. Before each withdrawal, the account must be at least 3% in profit.
StartTrader: built for beginners
Three small steps of 2%, 3% and 6% with 3% daily and 6% maximum loss, completed within 180 days. Entry is cheap at $44 for $5K. The reward share is dynamic, moving between 50% and 100% based on trading days, leverage discipline, payout count and consistency, and it resets each cycle.
Risk Controls to Know
- Open risk across positions must stay within 3% of the account.
- Tick scalping under 10 seconds is banned.
- Custom EAs are welcome, but third-party challenge-passing bots and copy trading are prohibited.
- Opposite trades across separate accounts are treated as abuse.
- At least one trade every 30 days keeps an account active.
News trading is allowed on ProTrader and SwiftTrader, and ProTrader accounts can hold over weekends.
Getting Paid
Payouts can be requested every 14 days, with the first ProTrader withdrawal possible two weeks after the first funded trade. Minimums are modest: 100 USD or EUR, 2,000 CZK or 20,000 JPY. The firm states average approval in about three hours, with options for bank transfer, crypto and e-wallet. One issue raised in Trustpilot replies is the use of consistency rules on funded accounts where traders passed aggressively; affected traders may be offered a choice between accepting limits or a refund and closure. This is not prominent in the public rules.
Platforms and Costs
Trading runs on MT5, cTrader or TradingView, covering forex, metals, energies and indices. Leverage is 1:100 on forex and gold, 1:50 on indices and 1:20 on energies. Forex and metals cost $6 per round lot; indices and energies are commission-free. Accounts can be denominated in USD, EUR, JPY or CZK.
Is Fintokei a Fit?
Fintokei appeals to traders who value corporate backing over flashy promotions, and to anyone wanting a large $400K starting account or a 100% split on a one-step plan. Beginners get a gentler on-ramp in StartTrader. US and Indian residents cannot sign up, and the less-publicised funded consistency checks deserve a direct question to support. Trustpilot rates it around 4.4.
Trading leveraged CFDs is risky, and passing a challenge is no guarantee of future profitable trading.
Fintokei FAQ
Who owns Fintokei?
Is Fintokei regulated?
Which Fintokei plan pays a 100% split?
How often does Fintokei pay out?
Can US traders join Fintokei?
Live chart & technical indicators
Summary
Fintokei is a prop trading firm run by Fintokei a.s. in Brno, Czech Republic, and backed by Purple Group, the fintech holding behind broker Purple Trading. It started in Japan and now sells ProTrader (2-step), SwiftTrader (1-step) and StartTrader (3-step) challenges with accounts up to $400K and payouts every 14 days.
Challenge Plans
| Name | Price | Notes |
|---|---|---|
| ProTrader $10K | $99 | 2-step; 8%/6% targets; 5% daily; 10% max; 80% split. |
| ProTrader $100K | $529 | 2-step; 3 profitable days per phase; no time limit. |
| ProTrader $400K | $2,399 | Largest ProTrader account; same rules. |
| SwiftTrader $10K | $119 | 1-step; 10% target; 3% daily; 6% max; 5 min days; 100% split. |
| SwiftTrader $100K | $599 | 1-step; +3% profit required before each withdrawal. |
| StartTrader $5K | $44 | 3-step (2%/3%/6%); 3% daily; 6% max; 180-day limit; dynamic 50-100% reward. |
Pros
- Backed by Purple Group, an established broker-side fintech group
- Account sizes up to $400K on ProTrader
- No time limits on ProTrader and SwiftTrader
- Accounts in USD, EUR, JPY or CZK
- ProTrader fee refunded with first payout
Cons
- Long restricted-country list, including the US and India
- Reports of consistency rules applied to funded accounts after aggressive trading
- 3% max open risk rule limits position sizing
- Commission of $6 per lot on forex
- Payouts only every 14 days
Risk warning: Trading forex and CFDs on margin carries a high level of risk. Bonus terms are set by each broker and may change; always check the broker's official terms before claiming.