Funded Trading Plus Review
Funded Trading Plus, a London-linked prop firm launched in 2021, streamlined its range in 2026 to Instant Funding, 1-Step and 2-Step programs with an 80% base split and add-ons for more.
In this guide 8 sections
A Funded Trading Plus review in 2026 has to start with change. The firm that once sold Experienced, Advanced, Premium, Prestige and Master programs has retired all of them, leaving a slimmer line-up of three routes. Long-time users will find the brand familiar but the rulebook new.
A Firm With Education Roots
Funded Trading Plus launched in 2021, built by the people behind Trade Room Plus, an education community active since 2013. Simon Massey is chief executive. The corporate structure is split: Acello Ltd, registered in England and Wales and based on Old Bailey in London, acts as payment agent, while IF Pro Ltd in Saint Lucia operates the simulated challenge programs. Neither entity is a regulated broker, so treat the firm as unregulated. It reports more than $19.5 million paid to over 60,000 traders.
Comparing the Three Routes
1-Step Express
A single phase with a 10% target, a 4% balance-based daily loss limit and a 6% trailing maximum drawdown. Listed prices are $99 for $10K, $199 for $25K, $349 for $50K, $549 for $100K and $999 for $200K. Weekend holding is permitted and forex leverage is 1:30.
2-Step Classic
Two phases at 7% each, a 4% daily limit and an 8% static maximum. Leverage is higher at 1:50, and pricing runs from $89 ($10K) to $549 ($100K). The catch is extra rules: a 3% loss limit on any single symbol, a 35% consistency rule in evaluation and 50% once funded. It is also limited to MT5 and Match-Trader.
Instant Funding
No test, no target, a 6% daily limit and 6% trailing maximum. You pay heavily for the convenience: $249 for $5K, $1,099 for $25K and $4,499 for $100K. Weekend holding is not allowed here.
What You Keep and When
Every program starts at an 80% split. Higher splits, a three-day payout cycle and $5 million scaling are sold as add-ons, each adding roughly 15% to the fee according to one review. Without add-ons, scaling reaches $2.5 million. Instant Funding traders can request a payout on day one of being funded and then every seven days; 1-Step also runs on a seven-day cycle, while 2-Step pays every ten days. Every request passes a discretionary risk review that checks drawdown compliance and trading behaviour.
Fees are paid by card or crypto, and withdrawals arrive by bank transfer or crypto. There are no minimum trading days, no time limits and no swap charges, which helps swing traders.
Points of Friction
Complaints gathered by review sites centre on a few themes rather than unpaid approved withdrawals:
- Accounts closed after breaching the per-symbol loss limit even though overall drawdown was intact.
- Daily drawdown disputes where breaches occurred by small margins after many open positions.
- KYC holds or rejections tied to identity, device or IP checks, sometimes after funding.
- Slippage and spread spikes on gold and around news, which the firm has partly attributed to its liquidity provider.
On Trustpilot the firm scores around 4.4 from several thousand reviews, and the CEO has replied publicly to some disputes with trade logs.
Platforms and Markets
Traders can choose MT5, cTrader, Match-Trader or DXtrade, covering forex, indices, commodities and crypto CFDs. US residents can sign up but are directed to Match-Trader or DXtrade rather than MT5.
Who Should Consider It
Funded Trading Plus works for forex traders who value no time pressure and a long operating history. Swing traders will lean towards 1-Step for weekend holding; those wanting leverage and a static drawdown may accept 2-Step’s extra rules. Instant Funding only makes sense if you are confident and well capitalised. The pay-to-upgrade model means the advertised 100% split is not the default.
CFD trading on margin carries a high chance of losses, and evaluation fees are rarely recovered by most participants.
Funded Trading Plus FAQ
Is Funded Trading Plus regulated?
What programs does Funded Trading Plus offer in 2027?
What is the profit split?
Are there time limits or minimum days?
Can I hold trades over the weekend?
Live chart & technical indicators
Summary
Funded Trading Plus is a forex and CFD prop firm launched in 2021 by the team behind Trade Room Plus and run by CEO Simon Massey. In 2026 it replaced its older Experienced, Advanced, Premium and Master programs with Instant Funding, 1-Step and 2-Step routes from $5K to $200K. The base split is 80%, with add-ons for higher splits and $5M scaling.
Challenge Plans
| Name | Price | Notes |
|---|---|---|
| 1-Step $10K | $99 | 10% target; 4% daily; 6% trailing max; 1:30 forex leverage; weekend holding allowed. |
| 1-Step $100K | $549 | 10% target; 4% daily; 6% trailing max; 7-day reward cycle. |
| 2-Step $10K | $89 | 7% target per phase; 4% daily; 8% static max; 3% symbol loss limit; 1:50 leverage. |
| 2-Step $100K | $549 | 7% target per phase; 8% static max; consistency 35% eval / 50% funded; 10-day cycle. |
| Instant Funding $5K | $249 | No target; 6% daily and 6% trailing max; no weekend holding. |
| Instant Funding $100K | $4,499 | No evaluation; 6% trailing max; first payout from day one. |
Pros
- Established since 2021 with a UK-registered payment entity
- No minimum trading days or time limits on any program
- No swap fees
- Scaling to $2.5M, or $5M with an add-on
- Four platforms including cTrader and DXtrade
Cons
- Base split only 80%
- higher splits cost extra
- Trailing drawdown on Instant and 1-Step accounts
- 3% symbol loss limit and consistency rules on 2-Step
- Instant Funding is expensive ($4,499 for $100K)
- Reported disputes over KYC holds and symbol-limit terminations
Risk warning: Trading forex and CFDs on margin carries a high level of risk. Bonus terms are set by each broker and may change; always check the broker's official terms before claiming.