FundingPips Review

The short version of this FundingPips review is that it’s cheap, very popular and strict. Founded in 2022 by Khaled Ayesh and run from Dubai’s IFZA free zone, FundingPips grew fast by undercutting older firms on price. According to Prop Firm Match’s tracker, it paid traders about $97 million in 2025, second only to FundedNext. Look past the low prices, though, and there’s a rulebook that has drawn sharp criticism.

What You Pay

Price is the main draw. Reviews checked in late 2026 list a $5,000 2-Step evaluation at about $36, and the cut-down 2-Step Pro at $29. A $100,000 2-Step costs roughly $444, well below the long-established firms at that size. The instant Zero product skips the evaluation, but a $100,000 Zero account costs around $944. Discounts come and go, and reset coupons of 10% to 20% are offered if you request them within seven days of a breach. The fee is refunded on eligible 1-Step and 2-Step accounts, but not on Zero or Pro. The trigger for that refund has changed over time, so read the current terms before buying.

Picking Your Split

FundingPips ties the profit share to how often you withdraw:

• Weekly payouts: 60% split
• Bi-weekly payouts: 80% split
• On-demand payouts: 90%, if you meet a consistency score
• Monthly payouts: 100%

Requests are handled on Tuesdays and usually processed within one to three business days. Each withdrawal costs $10, and the minimum is 1% of the starting balance. The top-performer ‘Hot Seat’ tier offers a 100% split, a doubled balance and scaling up to $2 million.

Challenge Rules at a Glance

The standard 2-Step needs 8% and then 5%, with a 5% daily limit, a 10% static maximum loss, three minimum days and 1:100 leverage. The 1-Step needs a single 10% target but tightens the limits to 3% daily and 6% overall, with 1:50 leverage. The 2-Step Pro sets 6% targets in both phases with the same 3% and 6% limits, and one trading day is enough. None of the evaluations has a time limit. On funded accounts, the 1% maximum risk rule and the five-minute news restriction apply, and both have caught out many traders.

Platforms and Costs

You can trade on MetaTrader 5, Match-Trader, TradeLocker or cTrader, though cTrader costs extra. Forex commission is $5 per lot on the main models and $7 on Zero. Indices and energies carry no commission, and crypto costs 0.04% per side. Hedging is banned, and third-party expert advisors are only allowed as trade or risk managers. That rules out most fully automated strategies.

The Complaints

FundingPips still has a high Trustpilot rating overall, but reviews flag a vocal minority of serious complaints. Recurring themes include:

• accounts closed under the ‘risk per trade idea’ rule
• breach notices that arrive close to payout dates
• changes to a PRIME program that moved some profitable traders onto a trailing drawdown with a lower split

Forum threads describe denied withdrawals after earlier successful payouts. The firm says these cases are rule violations.

Brand risk matters too. FundingTicks, a futures prop brand also led by Khaled Ayesh, changed its rules retroactively in December 2025, cutting splits and adding minimum hold times. It began winding down in January 2026, refunding fees and paying some rewards as it closed. Those were separate products, but the episode shows how quickly terms can change in this unregulated industry.

Should You Use It?

FundingPips suits budget-minded discretionary forex traders who keep risk per position small and like to choose their payout rhythm. Algorithmic traders, hedgers and anyone who wants rules that stay put for the long term should look harder. Screenshots and a clear record of your trades can help if a dispute comes up.

Even the cheapest challenge can be lost in a single session, so trade only with money you’re prepared to lose.

FundingPips FAQ

Risk warning: Trading forex and CFDs on margin carries a high level of risk. Bonus terms are set by each broker and may change; always check the broker's official terms before claiming.